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Household International, Inc. v. Web
Solutions
Claim Number: FA0212000135646
PARTIES
Complainant
is Household International, Inc.,
Prospect Heights, IL (“Complainant”) represented by Sean S. Swidler, of Michael
Best & Friedrich LLC. Respondent
is Web Solutions, Victor, NY
(“Respondent”).
REGISTRAR AND DISPUTED DOMAIN NAME
The
domain name at issue is <houshold.com>,
registered with Intercosmos Media Group
Inc. d/b/a Directnic.com.
PANEL
The
undersigned certifies that he or she has acted independently and impartially
and to the best of his or her knowledge has no known
conflict in serving as
Panelist in this proceeding.
Judge
Harold Kalina (Ret.) as Panelist.
PROCEDURAL HISTORY
Complainant
submitted a Complaint to the National Arbitration Forum (the “Forum”)
electronically on December 6, 2002; the Forum received
a hard copy of the
Complaint on December 11, 2002.
On
December 6, 2002, Intercosmos Media Group Inc. d/b/a Directnic.com confirmed by
e-mail to the Forum that the domain name <houshold.com>
is registered with Intercosmos Media Group Inc. d/b/a Directnic.com and that
Respondent is the current registrant of the name. Intercosmos Media Group Inc. d/b/a Directnic.com has verified
that Respondent is bound by the Intercosmos Media Group Inc. d/b/a
Directnic.com
registration agreement and has thereby agreed to resolve
domain-name disputes brought by third parties in accordance with ICANN’s
Uniform Domain Name Dispute Resolution Policy (the “Policy”).
On
December 11, 2002, a Notification of Complaint and Commencement of
Administrative Proceeding (the “Commencement Notification”),
setting a deadline
of December 31, 2002 by which Respondent could file a Response to the
Complaint, was transmitted to Respondent
via e-mail, post and fax, to all
entities and persons listed on Respondent’s registration as technical,
administrative and billing
contacts, and to postmaster@houshold.com by e-mail.
Having
received no Response from Respondent, using the same contact details and
methods as were used for the Commencement Notification,
the Forum transmitted
to the parties a Notification of Respondent Default.
On
January 9, 2003, pursuant to Complainant’s request to have the dispute decided
by a single-member Panel, the Forum appointed Judge
Harold Kalina (Ret.) as
Panelist.
Having
reviewed the communications records, the Administrative Panel (the “Panel”)
finds that the Forum has discharged its responsibility
under Paragraph 2(a) of
the Rules for Uniform Domain Name Dispute Resolution Policy (the “Rules”) “to
employ reasonably available
means calculated to achieve actual notice to
Respondent.” Therefore, the Panel may
issue its decision based on the documents submitted and in accordance with the
ICANN Policy, ICANN Rules,
the Forum’s Supplemental Rules and any rules and
principles of law that the Panel deems applicable, without the benefit of any
Response
from Respondent.
RELIEF SOUGHT
Complainant
requests that the domain name be transferred from Respondent to Complainant.
PARTIES’ CONTENTIONS
A.
Complainant
The
<houshold.com>
domain name is confusingly similar to Complainant's HOUSEHOLD mark.
Respondent
has no rights or legitimate interests in the disputed domain name.
Respondent
registered and used the disputed domain name in bad faith.
B.
Respondent
Respondent
failed to submit a Response.
FINDINGS
Complainant holds numerous service marks
for its HOUSEHOLD mark with the United States Patent and Trademark Office,
including Registration
Numbers 828,365 and 2,101,720. Complainant uses its mark in connection with banking and various
other financial services, including mortgage services.
Complainant is a $107 billion provider of
financial services and is a leading provider of consumer loans and credit cards
in the United
States, Canada and the United Kingdom. Complainant has been in the business of financial services since
1878, and has done business under the HOUSEHOLD mark since 1935.
Respondent registered the <houshold.com> domain name on May 28,
2001. Respondent uses the disputed
domain name to divert Internet users to a website that offers mortgage services
in competition with Complainant,
located at <homemortgages.com>.
DISCUSSION
Paragraph 15(a) of the Rules instructs this Panel to
“decide a complaint on the basis of the statements and documents submitted in
accordance with the Policy, these Rules and any rules and principles of law
that it deems applicable.”
In view
of Respondent's failure to submit a Response, the Panel shall decide this
administrative proceeding on the basis of the Complainant's
undisputed
representations pursuant to paragraphs 5(e), 14(a) and 15(a) of the Rules and
draw such inferences it considers appropriate
pursuant to paragraph 14(b) of
the Rules.
Paragraph
4(a) of the Policy requires that the Complainant must prove each of the
following three elements to obtain an order that
a domain name should be
cancelled or transferred:
(1) the domain name registered by Respondent
is identical or confusingly similar to a trademark or service mark in which
Complainant has
rights; and
(2)
Respondent has no rights or legitimate interests in respect of the domain name;
and
(3)
the domain name has been registered and is being used in bad faith.
Identical and/or Confusingly Similar
Complainant has established that it has
rights in the HOUSEHOLD mark through continuous use as well as through
registration with the
United States Patent and Trademark Office.
The <houshold.com> domain name is confusingly similar to
Complainant’s mark because it merely deletes the “e” from the end of the word “house.” This change merely takes advantage of a
common typing error and therefore does not create any distinct characteristics
capable of
overcoming a claim of confusing similarity pursuant Policy ¶
4(a)(i). See Victoria’s Secret v. Zuccarini, FA 95762 (Nat. Arb. Forum Nov.
18, 2000) (finding that, by misspelling words and adding letters to words, a
Respondent does not
create a distinct mark but nevertheless renders the domain
name confusingly similar to Complainant’s marks); see also State Farm Mut. Auto.
Ins. Co. v. Try Harder & Co., FA 94730 (Nat. Arb. Forum June 15, 2000)
(finding that the domain name <statfarm.com> is confusingly similar to
the Complainant’s
STATE FARM mark).
The Panel finds that Policy ¶ 4(a)(i) has
been satisfied.
Rights or Legitimate Interests
Respondent has failed to come forward
with a Response. Therefore, the Panel
is permitted to make reasonable inferences in favor of the Complainant and
accept Complainant’s allegations as
true.
See Desotec N.V. v. Jacobi Carbons
AB, D2000-1398 (WIPO Dec. 21, 2000) (finding that failing to respond allows
a presumption that Complainant’s allegations are true unless
clearly
contradicted by the evidence); see also
Talk City, Inc. v. Robertson,
D2000-0009 (WIPO Feb. 29, 2000) (“In the absence of a response, it is
appropriate to accept as true all allegations of the Complaint”).
Furthermore, based on Respondent’s
failure to respond, it is presumed that Respondent lacks rights and legitimate
interests in the
disputed domain name. See Do The Hustle, LLC v. Tropic Web,
D2000-0624 (WIPO Aug. 21, 2000) (finding that once Complainant asserts that
Respondent has no rights or legitimate interests in
respect of the domain, the
burden shifts to Respondent to provide credible evidence that substantiates its
claim of rights and legitimate
interests in the domain name); see also Geocities v. Geociites.com, D2000-0326 (WIPO June 19, 2000)
(finding that Respondent has no rights or legitimate interests in the domain
name because Respondent
never submitted a Response nor provided the Panel with
evidence to suggest otherwise).
Respondent is using the disputed domain
name in order to divert Internet users to <homemortgages.com>, a website
that competes
with Complainant’s services.
The use of a domain name confusingly similar to Complainant’s mark in
order to divert Internet users to a website that competes with
Complainant’s
products or services is not considered to be a bona fide offering of goods or
services pursuant to Policy ¶ 4(c)(i),
or a legitimate noncommercial or fair
use pursuant to Policy ¶ 4(c)(iii). See Chip Merch., Inc. v. Blue Star Elec.,
D2000-0474 (WIPO Aug. 21, 2000) (finding that the disputed domain names were
confusingly similar to Complainant’s mark and that
Respondent’s use of the
domain names to sell competing goods was illegitimate and not a bona fide
offering of goods); see also Am. Online, Inc. v. Fu, D2000-1374 (WIPO
Dec. 11, 2000) (finding that “[I]t would be unconscionable to find a bona fide
offering of services in a respondent’s
operation of web-site using a domain
name which is confusingly similar to the Complainant’s mark and for the same
business”).
There is no evidence on record that
establishes that Respondent is commonly known as HOUSHOLD or
<houshold.com>. Respondent is
using the disputed domain name in order to divert Internet users to a website
that advertises mortgage services and
makes no use of the HOUSHOLD name, nor
has Respondent come forward with any evidence to prove that it is known under
the name. Therefore, the Panel finds
that Respondent does not have rights or legitimate interests in the disputed
domain name pursuant to Policy
¶ 4(c)(ii).
See Gallup Inc. v. Amish Country
Store, FA 96209 (Nat. Arb. Forum Jan. 23, 2001) (finding that Respondent
does not have rights in a domain name when Respondent is not known
by the
mark); see also Hartford Fire Ins. Co. v. Webdeal.com, Inc., FA 95162 (Nat. Arb.
Forum Aug. 29, 2000) (finding that Respondent has no rights or legitimate
interests in domain names because
it is not commonly known by Complainant’s
marks and Respondent has not used the domain names in connection with a bona
fide offering
of goods and services or for a legitimate noncommercial or fair
use).
The Panel finds that Policy ¶ 4(a)(ii)
has been satisfied.
Registration and Use in Bad Faith
Paragraph 4(b) of the Policy enumerates
four situations that give rise to evidence of bad faith. These four situations are not meant to be
exclusive factors when determining whether or not a Respondent registered a
domain name
in bad faith. The Panel is
also allowed to look at the totality of circumstances. See
Digi Int’l v. DDI Sys., FA 124506 (Nat. Arb. Forum Oct. 24, 2002)
(determining that Policy paragraph 4(b) sets forth certain circumstances,
without limitation,
that shall be evidence of registration and use of a domain
name in bad faith); see also Cellular One Group v. Brien, D2000-0028
(WIPO Mar. 10, 2000) (finding that the criteria specified in 4(b) of the Policy
is not an exhaustive list of bad faith
evidence).
The disputed domain name <houshold.com> is a common
misspelling of Complainant’s HOUSEHOLD mark and therefore evidences
typosquatting on the part of Respondent.
Typosquatting is the practice of diverting Internet users who
accidentally misspell Complainant’s mark when typing it into the URL. This practice is evidence of registration
and use in bad faith pursuant to Policy ¶ 4(a)(iii). See e.g. Hewlett-Packard Co. v.
Zuccarini, FA 94454 (Nat. Arb. Forum May 30, 2000) (awarding
<hewlitpackard.com> a misspelling of HEWLETT-PACKARD to Complainant); see also Bama Rags, Inc. v. Zuccarini, FA 94380 (Nat. Arb. Forum May 8,
2000) (awarding <davemathewsband.com> and <davemattewsband.com>,
common misspellings
of DAVE MATTHEWS BAND to Complainant).
Furthermore, it can be inferred that
Respondent is making a profit from the Internet traffic it diverts to the
<homemortgages.com>
domain name.
Respondent is therefore using a confusingly similar domain name in order
to create a likelihood of confusion for its own commercial
gain, which is
evidence of registration and use in bad faith pursuant to Policy ¶
4(b)(iv). See Kmart v. Kahn, FA 127708 (Nat. Arb. Forum Nov. 22, 2002)
(finding that if Respondent profits from its diversionary use of Complainant's
mark when
the domain name resolves to commercial websites and Respondent fails
to contest the Complaint, it may be concluded that Respondent
is using the
domain name in bad faith pursuant to Policy ¶ 4(b)(iv)); see also Drs. Foster &
Smith, Inc. v. Lalli, FA 95284 (Nat. Arb. Forum Aug. 21, 2000) (finding bad
faith where Respondent directed Internet users seeking Complainant’s site
to
its own website for commercial gain).
The Panel finds that Policy ¶ 4(a)(iii)
has been satisfied.
DECISION
Having established all three elements required
under the ICANN Policy, the Panel concludes that the requested relief shall be
hereby
GRANTED.
Accordingly, it is Ordered that the
domain name <houshold.com> be TRANSFERRED from Respondent to
Complainant.
Judge Harold Kalina (Ret.), Panelist
Dated:
January 21, 2003
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